Your real cash position — and the books to prove it.

Live balances and a 13-week forecast from every bank — plus a double-entry ledger built from the same feed, in your browser or your own Excel.

No signup for the demo. No card for the trial.

Built on Plaid · QuickBooks · Microsoft Excel · Stripe · Google Cloud
Pillar 1

The cash number.

Live balances across every bank and account, consolidated and rolled into a 13-week forecast — the real number, before your books are closed.

Pillar 2

The books behind it.

A double-entry general ledger built from that same bank feed, where debits equal credits to the penny and every figure traces to a cleared transaction. Anything it can’t classify confidently waits in Suspense, out of the P&L — it shows its work and refuses to guess.

One substrate: your live bank feed. Two pillars: the cash you have, and the books that prove it.

The product

Your morning, automated.

Night Shift: done while you slept.

Categorized, matched, tied out overnight: the work arrives itemized each morning, so you can check every call.

Bank truth vs your books.

Live bank balance beside your accounting balance, with the cash that cleared but isn’t booked yet called out: the honest answer to “isn’t this just QuickBooks?”

AI categorization.

Every transaction sorted into a board-ready P&L; correct any call in one click.

Anomaly alerts.

An unusual outflow or runway dip hits your inbox the morning it happens, not after the board meeting.

AI insight

Ask it anything.

Runway, vendor spend, payroll. Plain-English answers, each with a receipt: the exact transactions behind it.

See the live demo
“Will we make Friday’s payroll if ACME pays late?”
Yes. Even if ACME’s $42K lands late, Friday’s $110K payroll clears, leaving $3.31M remaining after it runs.
AI General Ledger

Books built from the bank that show their work.

Provably complete

A double-entry ledger from your bank feed, not from data entry.

The only AI is categorization; the accounting is deterministic, so debits always equal credits and every figure traces to a real cleared transaction. It reconciles against the bank and shows the gap when something has cleared but isn’t booked yet, and anything it can’t classify confidently waits in Suspense, out of the P&L, never guessed.

The difference

Most cash tools read your accounting software. We read your bank.

A forecast built off journal entries is only as current as the last entry. TreasuryFlow reads the bank directly, so the number moves when your money moves.

Capability TreasuryFlow Accounting-feed tools
Connects directly to the bank Via accounting software
Native Microsoft Excel add-in Web app only
13-week forecast from live data From ledger entries
Multi-entity & multi-client rollup Varies by plan
Self-serve setup 5 min Days to weeks
Price $99/mo per company Varies

Comparing TreasuryFlow with cash-flow tools that sync from accounting software.

Native to Excel: push to your own workbook, actuals fill and formulas stay intact. Get the Excel add-in

Read-only access: we can't move money, disconnect anytime SOC 2 infrastructure: encrypted at rest and in transit Private by design: your exact amounts never enter our logs or analytics
See it work

Don’t take our word. Run it.

A live dashboard with sample data: click through the real cockpit, the Excel add-in, and the AI you can check against the source. No signup, no card.

Live · no signup
Demo Co · 4 banks
Every account’s cash, one screen
AccountBalance
Chase Business Checking$1,840,000
Bank of America Operating$920,000
Wells Fargo Payroll$480,000
PNC Bonding & Escrow$180,000
Total cash$3,420,000
Built on Plaid · QuickBooks · Microsoft Excel · Stripe · Google Cloud
“TreasuryFlow is a powerful solution that provides bank account consolidation, dynamic reporting, data visualization and forecasting that your bank can’t offer. Any finance professional responsible for cash flow management would benefit from it.”
Matt Picciano · CFO, Bonney Plumbing (home services) Read the full story
The math

What doing it by hand costs.

3
112
15 min
5 min45 min
Monthly hours spent manually
16.5 hrs
Cost at $75/hr
$1,238
TreasuryFlow
$99/mo
Your annual savings
$13,662

Assumes ~22 working days a month at a $75/hr blended rate — adjust the sliders to your own numbers.

You’re spending 12.5× more checking cash by hand than TreasuryFlow costs.
Two ways in

Run one company, or a book of them.

Prefer to look before you read? See the firm tour or book a 15-min walkthrough.

Pricing

One price. Every company you track.

$99/mo per company. No tiers, no per-seat fees, no add-ons. 90-day free trial, no credit card.

Run a firm? Each client company subscribes at $99/mo, and your firm console, with every client’s cash on one screen, is included. You manage the book; the owners carry their own subscription. See the firm view

Already shopping

How we stack up.

Looking at another tool? Here’s the straight side-by-side, and where the live bank feed changes the answer.

Frequently asked

Questions, answered.

How is TreasuryFlow different from Float, Centime, or Trovata?

Most cash flow tools sync with your accounting software, so your position is only as current as your last journal entry. TreasuryFlow reads your bank directly, updating as each transaction releases, same-day where supported. One flat $99/mo per company, same-day setup.

Isn’t this just QuickBooks?

No. QuickBooks trusts whoever does the data entry and won’t tell you when it’s wrong. TreasuryFlow builds the books from the bank: a double-entry general ledger generated from your live bank feed. The only AI is categorization; the accounting is deterministic, so debits always equal credits and every figure traces to a real cleared transaction. Anything it can’t classify confidently waits in Suspense, out of the P&L, never guessed. Many teams keep QuickBooks as the system of record and use TreasuryFlow as the independent bank-truth check. See the AI General Ledger →

Does it work with multiple bank accounts?

Yes: Chase, Bank of America, Wells Fargo, US Bank, Mercury, Brex, and thousands more, all consolidated into one cash position and 13-week forecast. Unlimited banks per company, never billed per bank.

Is my bank data safe?

We never see your credentials and can’t move money. Tokens are encrypted at rest and in transit, on SOC 2 Type II–compliant infrastructure (Google Cloud); we’re not independently certified yet. Want the subprocessor list and our security questionnaire? Email security@treasuryflow.ai.

What does it cost?

One flat $99/mo per company: unlimited banks and your whole team included, never per bank or per seat. Add a company, add $99; remove one, stop paying for it. For firms it’s the same $99 per client company connected: carried by the firm or paid by the client directly, per relationship. 90-day free trial, no credit card.

Your cash number. Every morning. Automatically.

90-day free trial, no credit card. Connect a bank, see your real number.