TreasuryFlow vs QuickBooks

TreasuryFlow trusts the bank and shows its work: live balances across every account, a rolling 13-week forecast, and a bank-fed double-entry general ledger where every figure traces to a cleared transaction. Nothing writes back to your books automatically.

Real bank data via Plaid Works on top of QuickBooks $299/mo per company

Cash position · 4 banks

Consolidated cash · all accounts

$3,112,400

August net movement +$172,400 · 13-week forecast, rebuilt every morning

Tie-out to the bank Books $3,112,400 · Bank $3,112,400 $0.00 unexplained

Same number, in Excel Exported to your workbook $3,112,400

Runway at current burn From cleared transactions, not entries 21 weeks

Ties to bank · debits = credits

Sample data, shown at full fidelity. Open the live demo to click through the real screens.

The cash layer

TTreasuryFlow

$299/mo per company

✓ Real-time balances across every bank (Plaid)
✓ Rolling 13-week treasury forecast
✓ Consolidates every entity into one view
✓ AI categorization, anomaly + low-cash alerts
✓ QuickBooks syncs in; no auto write-back
✓ Unlimited banks and team, no per-seat fees

QQuickBooks Cash Flow Planner

Includedwith QuickBooks

✓ 90-day cash flow planner, built in
✓ Projects from your QuickBooks history
✓ What-if events without touching your books
~ Connected accounts, one company per file
✗ No cross-entity cash consolidation
✗ No runway or anomaly alerts

QuickBooks and TreasuryFlow do different jobs

QuickBooks is your system of record. TreasuryFlow is your real-time cash layer on top of it. QuickBooks capabilities verified from quickbooks.intuit.com.

Capability	TreasuryFlow	QuickBooks Cash Flow Planner
Primary role	Real-time treasury & cash position	Accounting books + 90-day planner
Live bank balances (direct feeds)	Plaid, any US bank	Accounts connected to QuickBooks
Forecast horizon	13-week rolling	~90-day planner
Weekly 13-week treasury buckets	Yes	Daily planner chart
Multi-bank consolidation	Every bank, one position	Connected accounts only
Multi-entity / multi-company rollup	Up to 20 entities, one view	One company per file
AI categorization	Gemini AI pipeline	Auto-categorization in books
Anomaly & low-cash alerts	Yes	No
Daily cash brief email	Morning cash brief	No
AI General Ledger (bank-truth books)	Bank-fed double-entry, refuse-to-guess Suspense, cleanliness score	Books built from data entry
Bookkeeping, invoicing, payroll	Reads via sync	Core QuickBooks
Works with QuickBooks	Syncs in; nothing writes back automatically	It is QuickBooks
Pricing	$299/mo per company	Included with QuickBooks plan

QuickBooks Cash Flow Planner capabilities compared against quickbooks.intuit.com. TreasuryFlow works alongside QuickBooks, not instead of it. Vendors change pricing without notice; if anything here is out of date we will correct it. Report an inaccuracy.

The number QuickBooks can’t show you

Same cash, two answers. The gap is the deposits that cleared your bank but haven’t been booked yet: the cash you can actually use today. TreasuryFlow puts both numbers side by side, every morning, and tells you exactly what’s pending. Figures illustrative.

Your bank: $812,400

Live balance across every account, via Plaid. What actually cleared.

Your books: $740,100

What has been entered and reconciled in QuickBooks so far.

$72,300 not posted yet

Cleared the bank, not yet in the books: the cash a books-only view never shows you.

Why finance teams add TreasuryFlow on top of QuickBooks

It reads your banks, not just your books

Live balances from every account via Plaid, so your cash position reflects what actually cleared. The deposits that hit the bank but aren’t booked yet show up as a clear “not posted yet” number, not lost between a portal and your ledger.

One cash position across every entity

QuickBooks keeps one company per file. TreasuryFlow rolls up the holdco, every opco, and every client into one consolidated view with per-entity drill-down.

Works with the Excel you already use

Excel export pulls your live cash and 13-week forecast into the workbooks your team already works in.

Treasury outputs, not just a planner chart

A rolling 13-week forecast in weekly buckets, runway, anomaly and low-cash alerts, and a morning cash brief: the treasury layer on top of the books.

It works with QuickBooks, not against it

QuickBooks syncs in one way and nothing writes back to your books automatically: you keep your books exactly where they are and add the real-time cash layer on top, with no migration.

One flat price

$299/mo per company, unlimited banks and team, 90-day free trial. Whatever you already pay Intuit for QuickBooks stays the same.

Common questions about TreasuryFlow and QuickBooks

Isn't this just QuickBooks?

No. QuickBooks tracks what you’ve booked; TreasuryFlow tracks what’s actually in the bank. TreasuryFlow answers “how much cash do we have right now, where, and what’s the runway?”, and it reads QuickBooks too.

Does TreasuryFlow replace QuickBooks?

No. Many teams keep QuickBooks as their system of record for invoicing and payroll, and run TreasuryFlow alongside it for the daily cash position, the 13-week forecast, and a bank-fed general ledger that checks the books. Nothing writes back to QuickBooks automatically.

How is TreasuryFlow's forecast different from the QuickBooks Cash Flow Planner?

The QuickBooks Cash Flow Planner projects about 90 days forward, for one company. TreasuryFlow pulls live balances from every bank via Plaid, builds a 13-week forecast, and delivers it in Excel and the web across entities.

We run several companies in QuickBooks. Does that work?

Yes. QuickBooks keeps one company per file. TreasuryFlow consolidates every entity's banks into a single cash position with per-company drill-down (the holdco, each opco, each client) which QuickBooks doesn't do natively.

Do I have to move my data out of QuickBooks?

No. Connect your banks via read-only Plaid, and optionally connect QuickBooks; it syncs in one way and nothing writes back automatically.

How much does TreasuryFlow cost on top of QuickBooks?

$299/mo per company, unlimited banks and team included, 90-day free trial, no card. Whatever you already pay Intuit for QuickBooks stays the same.