Comparison

TreasuryFlow vs QuickBooks

QuickBooks trusts whoever does the data entry. TreasuryFlow trusts the bank and shows its work: live balances across every account, a rolling 13-week forecast, and its own bank-fed double-entry general ledger where debits equal credits to the penny and every figure traces to a cleared transaction. Many teams keep QuickBooks as the system of record and run TreasuryFlow as the independent bank-truth check, syncing bidirectionally between the two.

Real bank data via Plaid Works on top of QuickBooks $99/mo per company
The cash layer

TTreasuryFlow

$99/mo per company

QQuickBooks Cash Flow Planner

Includedwith QuickBooks

QuickBooks and TreasuryFlow do different jobs

QuickBooks is your system of record. TreasuryFlow is your real-time cash layer on top of it. The table shows where each one leads. QuickBooks capabilities verified from quickbooks.intuit.com.

Capability TreasuryFlow QuickBooks Cash Flow Planner
Primary role Real-time treasury & cash position Accounting books + 90-day planner
Live bank balances (direct feeds) Plaid, any US bank Accounts connected to QuickBooks
Forecast horizon 13 / 26 / 52-week rolling ~90-day planner
Weekly 13-week treasury buckets Yes Daily planner chart
Multi-bank consolidation Every bank, one position Connected accounts only
Multi-entity / multi-company rollup Up to 20 entities, one view One company per file
Native Excel Add-in (live data) Yes Export / reports only
Google Sheets Add-on Early access (ask us) No
AI categorization Gemini AI pipeline Auto-categorization in books
Anomaly & low-cash alerts Yes No
Daily cash brief email 7am ET auto-brief No
Cash health score 0-100, shareable No
AI General Ledger (bank-truth books) Bank-fed double-entry, refuse-to-guess Suspense, cleanliness score Books built from data entry
Bookkeeping, invoicing, payroll Reads/writes via sync Core QuickBooks
Works with QuickBooks Bidirectional sync It is QuickBooks
Pricing $99/mo per company Included with QuickBooks plan

QuickBooks Cash Flow Planner capabilities compared against quickbooks.intuit.com, Q2 2026 (90-day horizon; projects from connected-account history and scheduled transactions). TreasuryFlow works alongside QuickBooks, not instead of it. Vendors change pricing without notice; if anything here is out of date we will correct it. Report an inaccuracy.

The number QuickBooks can’t show you

Same cash, two answers. The gap is the deposits that cleared your bank but haven’t been booked yet: the cash you can actually use today. TreasuryFlow puts both numbers side by side, every morning, and tells you exactly what’s pending. Figures illustrative.

Your bank: $812,400

Live balance across every account, via Plaid. What actually cleared.

Your books: $740,100

What has been entered and reconciled in QuickBooks so far.

$72,300 not posted yet

Cleared the bank, not yet in the books. That is the cash a books-only view never shows you.

Why finance teams add TreasuryFlow on top of QuickBooks

It reads your banks, not just your books

Live balances from every account via Plaid, so your cash position reflects what actually cleared. The deposits that hit the bank but aren’t booked yet show up as a clear “not posted yet” number, not lost between a portal and your ledger.

One cash position across every entity

QuickBooks keeps one company per file. TreasuryFlow rolls up the holdco, every opco, and every client into one consolidated view with per-entity drill-down.

Lives in the Excel you already use

A native Excel Add-in pulls your live cash and 13-week forecast into the workbooks your team already works in. A Google Sheets Add-on is in early access (ask us).

Treasury outputs, not just a planner chart

A rolling 13-week forecast in weekly buckets, runway, anomaly and low-cash alerts, a 7am daily brief, and a cash health score: the treasury layer on top of the books.

It works with QuickBooks, not against it

Bidirectional QuickBooks sync means you keep your books exactly where they are and add the real-time cash layer on top, with no migration.

One flat price

$99/mo per company, unlimited banks and team, 90-day free trial. Whatever you already pay Intuit for QuickBooks stays the same.

Common questions about TreasuryFlow and QuickBooks

Isn't this just QuickBooks?

No. QuickBooks tracks what you’ve booked; TreasuryFlow tracks what’s actually in the bank. The clearest tell: your bank shows one number, QuickBooks shows another, and the difference is the deposits that cleared but haven’t been entered yet. QuickBooks answers “what did we book?”; TreasuryFlow answers “how much cash do we have right now, where, and what’s the runway?”, and it reads QuickBooks too.

Does TreasuryFlow replace QuickBooks?

No. Many teams keep QuickBooks as their system of record for invoicing and payroll, and run TreasuryFlow alongside it for the daily cash position, the 13-week forecast, and a bank-fed general ledger that acts as an independent check on the books. The two sync bidirectionally, so nothing leaves QuickBooks.

How is TreasuryFlow's forecast different from the QuickBooks Cash Flow Planner?

The QuickBooks Cash Flow Planner projects about 90 days forward from your connected-account history and scheduled invoices and bills, inside QuickBooks, for one company. TreasuryFlow pulls live balances from every bank via Plaid, builds a rolling 13/26/52-week treasury forecast in weekly buckets, and delivers it in Excel and the web across multiple entities, with a Google Sheets add-on in early access.

We run several companies in QuickBooks. Does that work?

Yes. QuickBooks keeps one company per file. TreasuryFlow consolidates every entity's banks into a single cash position with per-company drill-down (the holdco, each opco, each client) which QuickBooks doesn't do natively.

Do I have to move my data out of QuickBooks?

No. Connect your banks via read-only Plaid, and optionally connect QuickBooks for bidirectional sync. Your books stay exactly where they are.

How much does TreasuryFlow cost on top of QuickBooks?

$99/mo per company, unlimited banks and team included, 90-day free trial, no card. Whatever you already pay Intuit for QuickBooks stays the same.

A CFO using TreasuryFlow today
“Bank account consolidation, dynamic reporting, data visualization and forecasting that your bank can’t offer.
MP Matt Picciano CFO, Bonney Plumbing

See your real cash position, on top of QuickBooks

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