A multi-state firm runs on at least four banks: an IOLTA trust per state, an operating account, and a payroll account. TreasuryFlow consolidates every one into a single 13-week forecast, with IOLTA balances displayed separately, so client trust never commingles with firm cash.
If your firm practices in multiple states, your banking is a layer cake. Every morning the firm administrator or CFO logs into 4–6 portals to assemble the cash picture. None of that work compounds. The next day it starts over.
California, Texas, Florida: wherever you have attorneys admitted. Each state bar has its own rules, its own reporting, its own remittance obligations. Each lives at a different bank.
Operating at the national bank where fee income lands after earned transfers from trust. Payroll sometimes at the operating bank, often separate. Plus a Schwab or Fidelity reserve.
Before every partners' meeting somebody hand-rebuilds the 13-week from snapshots. By the time it's distributed, half the balances are stale.
~2 minutes per bank. IOLTA trust in each state, operating, payroll, reserves. Plaid handles auth: read-only, revoke from your bank anytime. Credentials never touch us.
Label each bank: IOLTA (CA), IOLTA (TX), Operating, Payroll, Reserve. IOLTA balances display separately and never roll into available operating cash. Firm cash vs. client trust is unambiguous at a glance.
Gemini categorizes every transaction; the 13-week forecast renders live on operating + payroll. IOLTA balances shown for reference, never forecast against. Excel export for the partners' meeting in one click.
TreasuryFlow is a bank-data visibility layer, not trust-accounting software. We show balances and transactions so you can see firm-wide cash and forecast. We never initiate transfers, never move money between accounts, and we don't replace your per-matter trust ledger. Keep using your dedicated trust-accounting tool (LawPay, Clio Trust, QuickBooks-for-Law, or your internal system) for three-way reconciliation and per-matter ledgering. Consult your state bar and counsel for any compliance questions specific to your jurisdiction.
A law firm's cash lives in separate accounts because the bar requires it: operating, payroll, and an IOLTA account per state. The separation isn't the problem. The problem is that seeing all of it, correctly separated, takes a tour of bank portals before every partners' meeting.
Why we built the trust-account view: live balances by account role, IOLTA always separated from operating cash, read-only.
Yes. You tag each connected bank by role: IOLTA trust, operating, payroll. IOLTA balances are displayed separately and never roll into available operating cash in the forecast. TreasuryFlow is read-only; we never initiate transfers, which is what most bar-compliance rules care about most.
Yes. Connect a separate IOLTA bank per state; Plaid supports 10,000+ financial institutions across the US and Canada. Each IOLTA account appears as its own line, labeled by state, so you can reconcile each state bar's obligations without hand-rebuilding.
No. TreasuryFlow is a bank-data visibility layer: we show you balances and transactions across every account. You should continue to use your dedicated trust-accounting tool (LawPay, Clio Trust, QuickBooks-for-Law, or internal ledger) for per-matter ledgering and three-way reconciliation. We sit above that, giving you the firm-wide cash picture in one place.
$99/mo per company: one flat price covers unlimited bank connections (every IOLTA and operating account) and unlimited users, whether your firm has 10 attorneys or 100. 90-day free trial, no credit card required.
Today, the firm CFO or administrator holds the primary account, and a partner-friendly Excel export of the firm-wide cash + forecast is one click away. Multi-user portal access is on the short-term roadmap.
Connect every account in 5 minutes. Your 13-week forecast renders live: IOLTA separated, operating + payroll forecast. $99/mo per company, 90-day free trial, no credit card.