A multi-state firm runs on at least four banks: an IOLTA trust per state, an operating account, and a payroll account. TreasuryFlow consolidates every one into a single 13-week forecast — with IOLTA balances displayed separately, so client trust never commingles with firm cash.
If your firm practices in multiple states, your banking is a layer cake. Every morning the firm administrator or CFO logs into 4–6 portals to assemble the cash picture. None of that work compounds — the next day it starts over.
California, Texas, Florida — wherever you have attorneys admitted. Each state bar has its own rules, its own reporting, its own remittance obligations. Each lives at a different bank.
Operating at the national bank where fee income lands after earned transfers from trust. Payroll sometimes at the operating bank, often separate. Plus a Schwab or Fidelity reserve.
Before every partners' meeting somebody hand-rebuilds the 13-week from snapshots. By the time it's distributed, half the balances are stale.
~2 minutes per bank. IOLTA trust in each state, operating, payroll, reserves. Plaid handles auth — read-only, revoke from your bank anytime. Credentials never touch us.
Label each bank — IOLTA (CA), IOLTA (TX), Operating, Payroll, Reserve. IOLTA balances display separately and never roll into available operating cash. Firm cash vs. client trust is unambiguous at a glance.
Gemini categorizes every transaction; the 13-week forecast renders live on operating + payroll. IOLTA balances shown for reference, never forecast against. Excel export for the partners' meeting in one click.
TreasuryFlow is a bank-data visibility layer — not trust-accounting software. We show balances and transactions so you can see firm-wide cash and forecast. We never initiate transfers, never move money between accounts, and we don't replace your per-matter trust ledger. Keep using your dedicated trust-accounting tool (LawPay, Clio Trust, QuickBooks-for-Law, or your internal system) for three-way reconciliation and per-matter ledgering. Consult your state bar and counsel for any compliance questions specific to your jurisdiction.
"Trust separation is preserved automatically — that was the first thing the managing partner asked. Now we walk into the partners' meeting with operating cash, payroll cash, and IOLTA-by-state on one page. The Monday morning portal-tour is gone."
— A law firm CFO/administrator using TreasuryFlow, paraphrased. Named case study coming once approved by the customer.
Yes. You tag each connected bank by role — IOLTA trust, operating, payroll. IOLTA balances are displayed separately and never roll into available operating cash in the forecast. TreasuryFlow is read-only; we never initiate transfers, which is what most bar-compliance rules care about most.
Yes. Connect a separate IOLTA bank per state — Plaid supports 12,000+ US institutions. Each IOLTA account appears as its own line, labeled by state, so you can reconcile each state bar's obligations without hand-rebuilding.
No. TreasuryFlow is a bank-data visibility layer — we show you balances and transactions across every account. You should continue to use your dedicated trust-accounting tool (LawPay, Clio Trust, QuickBooks-for-Law, or internal ledger) for per-matter ledgering and three-way reconciliation. We sit above that, giving you the firm-wide cash picture in one place.
From $49/month, flat. One price covers unlimited bank connections and unlimited attorneys — whether your firm has 10 or 100. 14-day free trial, no credit card required.
Today, the firm CFO or administrator holds the primary account, and a partner-friendly Excel export of the firm-wide cash + forecast is one click away. Multi-user portal access is on the short-term roadmap.
Connect every account in 5 minutes. Your 13-week forecast renders live — IOLTA separated, operating + payroll forecast. From $49/mo, 14-day free trial, no credit card.