Agicap is a European cash management platform expanding into the US market. TreasuryFlow is built from day one for US businesses: native Plaid bank connections, QuickBooks-first integration, native Excel delivery, and $99/mo per company pricing.
| Feature | TreasuryFlow | Agicap |
|---|---|---|
| Price | $99/mo per company, listed publicly | Custom: contact for pricing |
| Contract | Month-to-month, no contract | 12-month annual contract |
| US Bank Connectivity | Plaid: 10,000+ financial institutions across the US and Canada | Expanding: European Open Banking primary |
| Real-Time Bank Balances | Yes, live via Plaid | Yes |
| 13-Week Cash Forecast | Auto-updating AI model | Rolling forecast included |
| AI Transaction Categorization | Gemini AI (3-tier pipeline) | Rule-based mapping + AI |
| AI Treasury Assistant | Natural-language chat | No |
| Native Excel Add-in | Yes, live data in Excel | No |
| Google Sheets Add-on | Early access (ask us) | No |
| Multi-Entity Support | Reporting Groups (up to 20) | Core strength |
| Multi-Currency | USD primary, FX display | Core strength (European) |
| QuickBooks Integration | Bidirectional sync | Available (not primary) |
| Morning Digest Email | 7am ET auto-briefing | No |
| Cash Health Score | 0–100 score, shareable | No |
| P&L Reporting | With period comparison | Cash-focused only |
| Setup Time | Under 1 hour, self-serve | Multi-week onboarding |
| Free Trial | 90 days, no credit card | Demo only |
| Pricing Transparency | $99/mo per company, listed publicly | Contact for pricing |
Agicap features and pricing compared against public sources, Q2 2026. Vendors change pricing without notice; if anything here is out of date we will correct it. Report an inaccuracy.
TreasuryFlow uses Plaid, the standard US bank connectivity layer covering Chase, Bank of America, Wells Fargo, US Bank, PNC and 10,000+ financial institutions across the US and Canada. Agicap’s core infrastructure was built for European Open Banking; US coverage is an expansion market for them.
Agicap is web-only. TreasuryFlow ships a native Microsoft Excel Add-in: live bank data and 13-week forecast delivered directly into the workbook your finance team already uses. No new tool to learn. No browser tab to maintain.
Agicap requires a custom pricing conversation. TreasuryFlow is $99/mo per company, listed on the homepage, with a 90-day free trial and no credit card required. You can be live today without talking to a sales rep.
TreasuryFlow’s natural-language treasury assistant lets you ask “What are our top 5 vendor payments this quarter?” or “Do we have enough cash to cover payroll if collections slip by two weeks?” and get specific answers from your actual bank data.
TreasuryFlow’s QuickBooks Online integration is built for the US accounting workflow: it reads your AR/AP, invoices, and bills today, with write-back rolling out. Agicap’s QuickBooks integration is secondary to its European accounting software focus.
Every morning at 7am ET, TreasuryFlow sends a digest with your net cash, runway, inflow/outflow summary, and variance alerts. A daily habit that requires zero logins: a feature Agicap does not offer.
“Bank account consolidation, dynamic reporting, data visualization and forecasting that your bank can’t offer.”
Native Plaid connections. Native Excel. $99/mo per company, public pricing.
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