How is TreasuryFlow different from Agicap?

Agicap is a European cash management platform (headquartered in France) expanding to the US. TreasuryFlow is built specifically for US businesses, connecting to US banks via Plaid with native integrations for Chase, Bank of America, Wells Fargo, and thousands of other US institutions. TreasuryFlow also offers a natural-language AI treasury assistant and a daily morning digest email: capabilities Agicap does not provide.

How much does Agicap cost?

Agicap does not publish pricing publicly. Based on market reports, Agicap pricing starts around $500/month and increases significantly for larger companies and additional features. TreasuryFlow is $299/mo per company with transparent public pricing, a 90-day free trial, and no sales call required to start.

Does TreasuryFlow work with Excel?

Yes. TreasuryFlow exports live bank data and the 13-week rolling forecast into your own workbook, formulas intact: Excel is the tool most CFOs at $1–20M companies use for financial modeling and board reporting. Agicap is a web-only platform.

Is TreasuryFlow a good Agicap alternative for US companies?

Yes. TreasuryFlow is built from the ground up for US businesses. It connects to US bank accounts via Plaid, integrates with QuickBooks Online (the dominant US accounting system), and is priced at $299/mo per company with transparent flat-rate pricing. Agicap's primary focus is European markets, and its US bank coverage and QuickBooks integration are secondary to its core European product.

Does Agicap connect to US banks directly?

Agicap has expanded US bank connectivity, but its core infrastructure was built for European Open Banking APIs (not Plaid). TreasuryFlow uses Plaid (the standard US bank connectivity layer with 10,000+ financial institutions across the US and Canada), giving it deeper and more reliable coverage for Chase, Bank of America, Wells Fargo, US Bank, PNC, and regional US banks.

TreasuryFlow vs Agicap | US Bank-Native, Month to Month

Cash position · 4 banks

Consolidated cash · all accounts

$3,112,400

August net movement +$172,400 · 13-week forecast, rebuilt every morning

Tie-out to the bank Books $3,112,400 · Bank $3,112,400 $0.00 unexplained

Same number, in Excel Exported to your workbook $3,112,400

Runway at current burn From cleared transactions, not entries 21 weeks

Ties to bank · debits = credits

Sample data, shown at full fidelity. Open the live demo to click through the real screens.

Recommended

TTreasuryFlow

$299/mo per company (flat, public pricing)

✓ Plaid: 10,000+ financial institutions across the US and Canada
✓ AI-powered categorization (Gemini)
✓ 13-week rolling AI forecast
✓ QuickBooks sync: AR/AP, invoices, bills
✓ Natural-language treasury assistant
✓ Morning cash brief
✓ Same-day self-serve setup

AAgicap

Custom (European-first pricing)

~ Expanding US bank coverage
~ AI transaction mapping
✓ Multi-entity cash forecasting
~ QuickBooks integration (secondary)
✗ No AI treasury assistant
✗ No daily digest email
~ Multi-week onboarding typical

Feature-by-Feature Comparison

Feature	TreasuryFlow	Agicap
Price	$299/mo per company, listed publicly	Custom: contact for pricing
Contract	Month-to-month, no contract	12-month annual contract
US Bank Connectivity	Plaid: 10,000+ financial institutions across the US and Canada	Expanding: European Open Banking primary
Real-Time Bank Balances	Yes, live via Plaid	Yes
13-Week Cash Forecast	Auto-updating AI model	Rolling forecast included
AI Transaction Categorization	Gemini AI (3-tier pipeline)	Rule-based mapping + AI
AI Treasury Assistant	Natural-language chat	No
Multi-Entity Support	Reporting Groups (up to 20)	Core strength
Multi-Currency	USD primary, FX display	Core strength (European)
QuickBooks Integration	Syncs in; nothing writes back automatically	Available (not primary)
Morning Digest Email	Morning cash brief	No
P&L Reporting	With period comparison	Cash-focused only
Setup Time	Under 1 hour, self-serve	Multi-week onboarding
Free Trial	90 days, no credit card	Demo only
Pricing Transparency	$299/mo per company, listed publicly	Contact for pricing

Agicap features and pricing compared against public sources. Vendors change pricing without notice; if anything here is out of date we will correct it. Report an inaccuracy.

Why US CFOs Choose TreasuryFlow Over Agicap

Built for US Banks

TreasuryFlow uses Plaid, the standard US bank connectivity layer covering 10,000+ financial institutions across the US and Canada. Agicap’s core infrastructure was built for European Open Banking; US coverage is an expansion market for them.

It Works With Your Excel

Agicap is web-only. TreasuryFlow exports live bank data and the 13-week forecast into the workbook your finance team already uses, formulas intact.

Know the Price Upfront

Agicap requires a custom pricing conversation. TreasuryFlow is $299/mo per company, listed on the homepage, with a 90-day free trial. You can be live today without talking to a sales rep.

AI That Understands Your Numbers

TreasuryFlow’s natural-language treasury assistant lets you ask “What are our top 5 vendor payments this quarter?” or “Do we have enough cash to cover payroll if collections slip by two weeks?” and get specific answers from your actual bank data.

QuickBooks-First for US Companies

TreasuryFlow’s QuickBooks Online integration is built for the US accounting workflow: it reads your AR/AP, invoices, and bills; nothing writes back to your books automatically. Agicap’s QuickBooks integration is secondary to its European accounting software focus.

Your Daily Cash Briefing

Every morning, TreasuryFlow sends a cash brief with your net cash, runway, inflow/outflow summary, and variance alerts. A daily habit that requires zero logins: a feature Agicap does not offer.

TreasuryFlow vs Agicap