Enter your cash balance and monthly burn. Get your exact runway and runway-out date right here on the page, plus a free 13-week forecast workbook to take with you.
Your runway and runway-out date are on screen above. Grab the free 13-week cash forecast workbook: direct download (.xlsx), no email required. Want a second set of eyes on your runway math? Leave your email and your inputs land in the founder's inbox; a person reads these, not a drip.
A static calculator uses one cash number and one burn number: the numbers you typed in. By the time payroll runs Friday, both are stale. TreasuryFlow keeps them live.
Connect every bank, MMF, and treasury account via Plaid. Total cash recalculates every morning: no Excel refresh, no copy-paste.
Burn rate trends from real outflow data, not your gut. Confidence bands widen at week 8, narrow at week 2, board-ready.
7 AM CFO digest: cash position, runway change vs yesterday, any unusual outflows flagged. Read it before your first coffee.
Runway (months) = current cash balance ÷ monthly net burn. If you enter incoming receivables, we add them to your cash for the calculation since they reasonably arrive before zero. Runway-out date is today + (runway months × 30 days).
Operating bank balances + savings + money market funds (MMF) + short-duration treasuries you can liquidate within 30 days. Don't count locked-up CDs, restricted cash, or LOC headroom.
Monthly cash outflows minus monthly cash inflows (revenue collected). If you collect $500K and spend $620K, net burn is $120K. Use the trailing 3-month average; single months can be noisy.
Generally: under 6 months is critical (raise or cut now), 6–12 months is caution (tighten + plan a raise), 12–18 months is healthy, 18+ months is comfortable. Industry-specific norms vary: venture-backed SaaS often runs 18+, bootstrapped services firms can operate fine at 4–6.
A static calculator uses one cash number and one burn number: both go stale within days. TreasuryFlow connects to your banks via Plaid, pulls the real numbers every morning, projects forward as a 13-week rolling forecast with confidence bands, and emails you the daily delta. Start your 90-day free trial.
Weighing this against another tool? Here’s the honest side-by-side: what each does well, and where a live bank feed changes the answer.
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