Feature by feature
Published capabilities and qualified product scope, checked October 25, 2026.
| Feature | TreasuryFlow | Ramp Stack |
|---|---|---|
| Built for | The owner, their finance person and their accountant | Accounting firms and in-house finance teams [1][3] |
| 13-week cash forecast | Rebuilt every morning from the bank | Ask Ramp about cash forecasting workflows; the pages checked describe accounting work [1][2] |
| Owner’s morning answer | A short Today list and one morning email | Ask Ramp about a daily owner email; the pages checked describe accounting work [1][2] |
| Books tied to the bank | Bank-fed books, with unexplained differences shown | Bank and account reconciliations by agents [1] |
| Source and calculation detail | Uploaded landscape job calculations include formula-and-input receipts when required fields are present; coverage varies by view | “Every output is tied to the source data” [1] |
| Posting to the books | Not switched on yet. Reviewed posting to QuickBooks is built and off. Connecting QuickBooks or reviewing a suggestion does not write anything. Nothing writes back to your books automatically. | Ramp describes guardrails, review and approved sync [1][2] |
| Agents on reconciliations, schedules and reporting | Month-end prep and tie-out; no agents on these yet | Reconciliations, schedules and monthly reporting [1][2] |
| Amortization and accrual schedules | Not yet | Schedules and accruals named [1] |
| Rules your firm writes in plain English | Not yet | Skills, visible only to your firm [1] |
| Close status across every client | Firm home lists the clients you have access to; each company has its own month-end checklist | Ask Ramp about current client status and checklist workflows [1] |
| Accounting systems | QuickBooks connection available with authorized company access; Xero built, not yet switched on | QuickBooks, NetSuite, Sage Intacct [1] |
| Jobs and sales data | Aspire job-costing connection and Square sales/settlement connection require their provider setup and company access; incomplete coverage stays visible | Ramp describes connected systems and custom accounting workflows [1][3] |
| Banks and cards | Supported existing accounts; check institution coverage | Ramp describes connections to ledger, bank and document sources [1] |
| Price | $299/mo per company | Ask Ramp for current Stack pricing |
- [1] ramp.com/stack, read October 25, 2026
- [2] Ramp launch post, June 3, 2026
- [3] Ramp blog, August 31, 2026
- Something out of date? Tell us and we will fix it.
Why firms serving operators add TreasuryFlow
The cash, not only the close
Look at the next 13 weeks with forecast assumptions visible. Payroll coverage depends on the source data available.
Check supported job calculations
Uploaded landscape job calculations include formula-and-input receipts when the required fields are present. Missing calculation inputs are shown as unavailable.
The business, not only the books
Aspire job data and Square sales/settlement data depend on their provider setup and authorized company connections. Missing sources stay visible.
The owner sees it too
A short Today list and one morning email. You stay on the approvals.
Keep supported banks and cards
No card switch. Check support for the accounts your clients already have.
When Stack is the better fit
Your close runs on NetSuite or Intacct
Stack names both. We read QuickBooks today.
You want agents on every close task
Stack drafts schedules, accruals and variance analysis. We prepare the month-end checklist and the books-vs-bank tie-out; no agent drafts schedules or accruals.
Your team needs connected accounting workflows
Ramp describes ledger, bank and document connections alongside reviewable accounting work.
Common questions
Does Ramp Stack forecast cash?
Ramp's Stack page and launch post describe reconciliations, journal entries, schedules and variance analysis. Ask Ramp about its current cash forecasting workflows. TreasuryFlow provides a 13-week forecast with source assumptions.
Can a firm use TreasuryFlow and Stack together?
They offer different workflows. Check your supported connections and review requirements before choosing how to use them together.
Does TreasuryFlow post to QuickBooks?
Not switched on yet. Reviewed posting to QuickBooks is built and off. Connecting QuickBooks or reviewing a suggestion does not write anything. Nothing writes back to your books automatically.
Which accounting systems does TreasuryFlow read?
QuickBooks connection is available with authorized company access. Xero is built and not yet switched on. We do not read NetSuite or Sage Intacct. Ramp names QuickBooks, NetSuite and Sage Intacct for Stack.
Do my clients need a Ramp card?
Not for TreasuryFlow. Connect the banks and cards your clients already use.
What does TreasuryFlow cost?
$299 a month per company, with a 90-day free trial. Ask Ramp for current Stack pricing.
“Bank account consolidation, dynamic reporting, data visualization and forecasting that your bank can’t offer.”
MP
Matt Picciano
CFO, Bonney Plumbing
The close, and the cash after it.
See cash and the next 13 weeks for companies you have permission to access.
See the demo →